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Apply, track, and repay entirely on your phone. Works even on slow data.
Handle urgent expenses, support your hustle, or cover everyday needs without stress.
Why Choose Us
Get quick access to funds with flexible repayment and no hidden surprises.
Apply, track, and repay entirely on your phone. Works even on slow data.
Approved funds hit your bank within 5 minutes after getting approved.
Repay on time, unlock higher limits and better rates. Your history works for you.
How it works
A quick and seamless process from application to payout
Sign up in minutes using your phone number and basic details. No paperwork, no long forms.
Choose how much you need and your preferred repayment plan. Everything is clear and transparent before you proceed.
Receive a decision almost instantly. We assess your application quickly so you're not left waiting.
Once approved, your money is sent directly to your account often within minutes.
FAQs
Find quick answers to common questions about our loans and how it all works
Simply sign up with your phone number, complete your profile, and choose the loan amount you need. The process takes just a few minutes.
Motolend is available to Nigerian residents who are 18 years or older, have a valid bank account, and meet our basic eligibility requirements. You will need a smartphone and a registered phone number to get started.
Most applications receive a decision within minutes. Once approved, funds are typically disbursed to your bank account within 5 minutes, depending on your bank's processing time.
You can repay directly through the Motolend app using your linked bank account or debit card. Your repayment schedule is shown clearly before you accept any loan offer.
Missing a payment may result in late fees and could affect your credit limit and future loan eligibility. We recommend setting up reminders in the app and contacting support early if you anticipate difficulty repaying on time.
